Start with the right tech for your business.
Our Impact
Targeted Sustainable Development Goals (SDGs)
A complete toolbox–system made to power and connect every part of your business
Onkout, Ltd. is a financial technology service company, not a bank. Banking services are provided by Onkout's banking affiliate, Galaxy International Bank, Ltd., Premier Bank, Ltd., and Bushra Business Bank, Ltd. (BBbank). Members of the Central Bank of Somalia (CBS).
Powering all the different ways you do business
Discover new ways to thrive with Onkout.
B-in Control is one tool for your entire business, from inventory tracking to free point-of-sale software.
With the power of your community.
Our Top Innovator Award-winning Ayuuto tool which helps you plan for reny days with your community network on a daily, weekly, or monthly basis.
TOP INNOVATOR
Sell, save, and spend as fast as you need to.
Your payments, business accounts, and cash flow are synced together seamlessly. When you take payments through Onkout, everything is connected.
Save on shipping, in-store pickup, with e-Suuqa.
With free in-store pickup, you can give your local customers the flexibility to conveniently pick up online orders in-person at your store’s location.
Optimise your operations.
Manage and streamline operations across multiple locations, sales channels, and employees to improve efficiency and your bottom line.
Diversify revenue
Diversify your revenue by opening up new streams. Track profit margins with inventory management and reporting capabilities. Integrate orders, items, and inventory from your e-Suuqa to your POS
Manage cash flow
Access your money when you make it with B-in control Checking. Automatically set aside a percentage of every sale for your Ayuuto group savings for rainy days.
Reach customers
Get to know your customers and turn conversation into loyalty and sale.
Advanced market reporting
Get powerful data to make confident decisions securely in uncertain markets.
Manage your team
Optimise your team’s shifts. Auto-calculate discount and commissions.
Built for all kinds of service business
Run your business solo — automatically
Automate 90% of your solo business activities. Access growth features, marketplace integrations, and financial tools including EVC and Premier Wallet.
Explore Automation
Build trust. Get discovered.
Rank higher with e-Suuqa Reviews to convert buyers into loyal customers. Share product campaigns and collect verified customer reviews at no extra cost.
Explore Marketplace
Operate smarter as you scale
Streamline licensing, inventory, and payroll as you scale. Balance labor costs and empower your team with mobile staff management tools in one place.
Explore Operations
Move faster with connected supply chains
Optimize delivery and supply chain efficiency in real-time. Use BlueStar to control cash flow and build creditworthiness as your business expands.
Explore Logistics & Finance
Our supporters and investors.
Fostering inclusive and long-lasting change, strengthening systems and structures through strategic alliances and varied cooperation.
Our tech global
challenge innovators
Few of our tools, recognitions and awards.
Our Impact
Targeted sustainable Development Goals (SDGs)
Onkout, the Onkout logo, BlueStar Digital Banking Financial Services, Onkout B-in Control Business Management, and others are tools and trademarks of Onkout, Ltd. Onkout Ayuuto Cultural Financial Saving is wholly owned by Onkout, Ltd.
Onkout, Ltd. is a financial services platform, and the Central Bank of Somalia (CBS) regulates Onkout’s tools through our third-party bank partner affiliate, Galaxy International Bank, Ltd., so as to inspect all or part of a risk-based framework focusing on Damiin AML/CFT compliance, Onkout’s BlueStar tool e-money licensing, minimum capital requirements, and QR–Payment digital payment security.
Onkout Bank Account
Onkout Bank Account is issued by partner banks, Member SBS. Instant availability of Onkout Payments. Funds generated through Onkout’s payment processing services are generally available in the Onkout Digital Bank account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.
Onkout’s Ayuuto Cultural Savings
Group savings accounts are provided by Onkout’s Digital Banking BlueStar affiliate, Galaxy International Bank, Ltd., Member CBS. Accrue a group participation yield (GPY) of 1–5% per folder on folder balances over $10. GPY is subject to change, current as of 8/9/2026. No minimum deposit is required to open an account.
The rate of our cultural savings group account is more than 2x the national average of 0.41% GPY, based on the national average of Ayuuto+ culturally group savings rates published in Onkout’s geedi-socodi Daily, Weekly, and Monthly National Rates and Rate Caps, accurate as of 8/9/2026.
Onkout’s Ayuuto Cultural Savings and Loans
All loans are issued by Onkout’s Digital Banking BlueStar in collaboration with Onkout’s banking affiliate Galaxy International Bank, Ltd. The actual fee depends upon the contribution payment to the Ayuuto+ group pool processing history, loan amount, and other eligibility factors. Loan eligibility is not guaranteed. All loans are subject to credit approval.
Onkout’s Permit–Hub
In commitment to our mission of empowering survivalists and MSMEs, we utilized insights and approvals from the municipality to partially design and develop a new, independent business registration system. A business Permit is a digital document issued through Onkout’s B-in Control tool by the municipality’s local government Directorate of Business and Industrial Development.
The mandate of the Directorate of Business and Industrial Development is to issue business permits through the Onkout(s) B-in Control tool. It’s also mandated to regulate and stimulate the different sectors while raising the level of jobs in their respective municipal jurisdictions and controlling businesses through the issuance and renewal of Business permits.
Ready to get started?
Download the App, create your free account and join the Onkout community, whether making your personal life more convenient or making your business more effective.
