Onkout, Ltd. is a financial technology service company, not a bank. Banking services are provided by Onkout's banking affiliate, Galaxy International Bank, Ltd., Premier Bank, Ltd., and Bushra Business Bank, Ltd. (BBbank). Members of the Central Bank of Somalia (CBS).
Payments, inventory, and dashboard to monitor every activity your business makes are just the start. The Onkout for B-in Control is your smart partner to connect every tool that keeps your business moving — so you can shape what’s next.
We focus on the details, so you can focus on customers. B-in Control features a number of integrated tools to help you do business in an adverse environment, so you can focus on increasing sales and delivering quality services to your customers.
When you have too many tasks and not enough time, find ways to increase your productivity with the best in class POS
Staff can clock in and out using their personal linked QR codes, even when away from the POS. Designated managers approve entries, ensuring hours are tracked accurately.
Explore Timecards
Create job positions tailored to your needs and hire directly from B-in Control. Manage interviews and HR workflows in one place, from hiring to long-term management.
Start Hiring
Simplify team scheduling, payroll, and shift changes. Use the built-in messenger to communicate easily and empower your staff with clear roles and responsibilities.
Manage Staff
Track sales in real time and receive low-stock alerts. Restock items directly from e-Suuqa and get them delivered to your doorstep, all from one central dashboard.
View Inventory
Every account includes instant access to sales via a free business checking account powered by BlueStar Digital Banking. Make your sales and spend your funds instantly.
Explore Banking
Use your business funds immediately for in-person or digital purchases through integrated third-party platforms like EVC Plus, Premier Wallet, or GIB Wallet.
Explore Payments
Get real-time insights into sales, expenses, and timecards. Powerful business intelligence comes free with your account to help you make smarter growth decisions.
View Dashboard
Let your team move freely and engage customers using their own phones with an intuitive mobile POS. Manage all devices remotely with absolutely no training required.
Explore POS
Share important updates and milestones with your entire team. Announcements help motivate your staff and ensure everyone stays aligned with your business goals.
View Announcements
Start with the right tech for your business

Fostering businesses in cosmetics, haircare, skincare, and spa services, tailored to local preferences and cultural sensitivities.
Encouraging entrepreneurs the development of diverse recreational sectors, such as cafes, art galleries, and event planning services.
Supporting entrepreneurs in agribusiness, including farming, animal husbandry, and value-added production.
Promoting restaurants, catering services, and food processing businesses that highlight local cuisine and ingredients.
Promoting health clinics, pharmacies, and fitness centers that cater to the unique health needs of young entrepreneurs.
Encouraging participation in home improvement, interior design, and repair services, breaking traditional gender barriers.
Supporting shops and boutiques, providing essential goods and unique products, and empowering women in the local economy.
Support for inclusion in accounting, legal services, and consulting, promoting equality in male-dominated fields.
Encouraging transportation services like ride-hailing or delivery, fostering safety, mobility, and independence.
Supporting educational institutions, schools, tutoring centers, and vocational training programs to promote empowerment.
Fostering businesses in cosmetics, haircare, skincare, and spa services, tailored to local preferences and cultural sensitivities.
Encouraging entrepreneurs the development of diverse recreational sectors, such as cafes, art galleries, and event planning services.
Supporting entrepreneurs in agribusiness, including farming, animal husbandry, and value-added production.
Promoting restaurants, catering services, and food processing businesses that highlight local cuisine and ingredients.
Promoting health clinics, pharmacies, and fitness centers that cater to the unique health needs of young entrepreneurs.
Encouraging participation in home improvement, interior design, and repair services, breaking traditional gender barriers.
Supporting shops and boutiques, providing essential goods and unique products, and empowering women in the local economy.
Support for inclusion in accounting, legal services, and consulting, promoting equality in male-dominated fields.
Encouraging transportation services like ride-hailing or delivery, fostering safety, mobility, and independence.
Supporting educational institutions, schools, tutoring centers, and vocational training programs to promote empowerment.
Micro, Small and Medium-size businesses saw increase in sales with e-Suuqa Online.
When you have too many tasks and not enough time, find ways to increase your productivity with the best in class POS

Shorten wait times and free up staff with fast, self-serve ordering and payments that keep lines moving during peak hours.
Explore Self-Serve

Give guests exactly what they want with easy customization options that go straight to your shop or wooden-table business.
View Custom Orders

Offer upgrades and add-ons to the interactive invoice every time — no awkward upsells, just smarter suggestions.
Increase Sales

Free up your team to focus on what matters most. More time means more ways to delight your customers and elevate service.
See How It Works
Onkout is proud to power all size of businesses—from the wooden–table street corner, to your local favourite Baati, or the Mogadishu hotel where you stay when visiting, or the cafe where you hold meetings, or the kiosk where you buy your groceries—from large-scale enterprises to the small wooden–table businesses Onkout has your business growth in mind.
Game-changing access to MSME business essentials.
Free
Get StartedWhat you get
Fully loaded for every aspect of business.
per user billed annually. $0 billed monthly.
What you get
Built for scaling teams.
per organization
What you get
B-in Control Premium
If you process over $250,000 per year, talk to our team to see if you’re eligible for custom pricing and processing fees, onboarding support, and account management.
Onkout, the Onkout logo, BlueStar Digital Banking Financial Services, Onkout B-in Control Business Management, and others are tools and trademarks of Onkout, Ltd. Onkout Ayuuto Cultural Financial Saving is wholly owned by Onkout, Ltd.
Onkout, Ltd. is a financial services platform, and the Central Bank of Somalia (CBS) regulates Onkout’s tools through our third-party bank partner affiliate, Galaxy International Bank, Ltd., so as to inspect all or part of a risk-based framework focusing on Damiin AML/CFT compliance, Onkout’s BlueStar tool e-money licensing, minimum capital requirements, and QR–Payment digital payment security.
Onkout Bank Account
Onkout Bank Account is issued by partner banks, Member SBS. Instant availability of Onkout Payments. Funds generated through Onkout’s payment processing services are generally available in the Onkout Digital Bank account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.
Onkout’s Ayuuto Cultural Savings
Group savings accounts are provided by Onkout’s Digital Banking BlueStar affiliate, Galaxy International Bank, Ltd., Member CBS. Accrue a group participation yield (GPY) of 1–5% per folder on folder balances over $10. GPY is subject to change, current as of 8/9/2026. No minimum deposit is required to open an account.
The rate of our cultural savings group account is more than 2x the national average of 0.41% GPY, based on the national average of Ayuuto+ culturally group savings rates published in Onkout’s geedi-socodi Daily, Weekly, and Monthly National Rates and Rate Caps, accurate as of 8/9/2026.
Onkout’s Ayuuto Cultural Savings and Loans
All loans are issued by Onkout’s Digital Banking BlueStar in collaboration with Onkout’s banking affiliate Galaxy International Bank, Ltd. The actual fee depends upon the contribution payment to the Ayuuto+ group pool processing history, loan amount, and other eligibility factors. Loan eligibility is not guaranteed. All loans are subject to credit approval.
Onkout’s Permit–Hub
In commitment to our mission of empowering survivalists and MSMEs, we utilized insights and approvals from the municipality to partially design and develop a new, independent business registration system. A business Permit is a digital document issued through Onkout’s B-in Control tool by the municipality’s local government Directorate of Business and Industrial Development.
The mandate of the Directorate of Business and Industrial Development is to issue business permits through the Onkout(s) B-in Control tool. It’s also mandated to regulate and stimulate the different sectors while raising the level of jobs in their respective municipal jurisdictions and controlling businesses through the issuance and renewal of Business permits.