Planting the seeds for a sustainable, financially greener tomorrow.
Mobile banking that is more convenient and climate-friendly.
Your deposits never fund fossil fuels—keeping money clean.
Plant a new tree with every purchase when you opt in today.
Together, we can drive real impact and make a difference.
Our community’s impact
Planting trees is one of the best ways we can fight climate change. ¹ Our Green eco–system program targets funding for planting 10 million Moringa trees, which is estimated to remove over 4.4 million tons of carbon dioxide equivalent from the atmosphere. Different from most other FinTechs, our 125,000 customers know that with a Onkout not a single cent funds causes that harm humans or the planet.
Learn more about our tree planting program and how you can help us plant even more trees with just your spare change.
Plant trees
with every transaction
We’ve partnered with the Moringa International Group (MIG) to enable you to connect your store for just 0.2% per transaction and plant trees alongside your customers at only $0.62 per tree.
Make an instant impact with your transactions.
Using Finance as a Force for Good
We built a fair market that protects the environment. For a decade, we’ve advocated for climate-friendly finance, empowering our customers to combat climate change in their community while successfully growing their business revenue every day.
A Financial Partner Built on Trust
Our mission is to be a partner you trust to help you do well for yourself and do good for your environment. We do it by bringing fairness, sustainability, and a social conscience to every personal and business finance service we offer.
Driving a Climate-Friendly Market
Mitigating the impact of climate change requires all of us to do our part. That’s why we’re empowering everyone to take bold climate action today through modern financial services that prioritize the health of our planet over short-term gains.
Using Finance as a Force for Good
We built a fair market that protects the environment. For a decade, we’ve advocated for climate-friendly finance, empowering our customers to combat climate change in their community while successfully growing their business revenue every day.
A Financial Partner Built on Trust
Our mission is to be a partner you trust to help you do well for yourself and do good for your environment. We do it by bringing fairness, sustainability, and a social conscience to every personal and business finance service we offer.
Driving a Climate-Friendly Market
Mitigating the impact of climate change requires all of us to do our part. That’s why we’re empowering everyone to take bold climate action today through modern financial services that prioritize the health of our planet over short-term gains.
Per transaction, plants one tree at your chosen location and offsets approximately 0.2% of emissions.
Automated Savings will help you focus on what you do best.
Carbon Removal
Planting trees and restoring forests are among the best ways to draw down carbon from the atmosphere. They act like a filter and absorb carbon dioxide, a major greenhouse gas that contributes to climate change, from the atmosphere through their leaves. As the tree grows, it stores the carbon in its wood, roots, and leaves.
People & Planet
Tree planting also provides several benefits beyond removing carbon. These reforestation and tree planting programs rejuvenate healthy ecosystems that support wildlife and create employment and economic opportunities for MSMEs.
Moringa Restoration in Somalia.
We are helping to fund the planting of Moringa in Somalia to rejuvenate previously deforested areas. This self-funding green eco–system project will provide livestock harvesting grounds for local animals, create sustainable harvests from the Moringa forests, and help to protect the land and the communities during tropical storms.
Every time you make a payment or transaction and you choose to fund planting a tree, you’re making a smart shopping decision and an investment in making Somalia greener financially and environmentally.
Start shopping and making a difference today. Together, we can drive demand for sustainable brands and encourage more businesses to go green.
Boosting your MSME efficiency and overall performance
Ayuuto+ SHG: Driving equitable and social development
Damiin: Mitigating risks of predatory business habits
Stopping charcoal harvesting and land degradation
Plant a tree with every transaction
You'll earn a tree with every transaction you make
Earn planet-friendly rewards.
Our community funds agroforestry projects across Baidoa, Galkayo, and Garowe. These initiatives promote biodiversity and support pollinators while expanding livestock production, providing direct economic growth for local MSMEs and their surrounding ecosystems.
Start Planting With Us.
Planting trees with Onkout is quick and easy for everyone. With our integrated Plant a Tree feature, you can choose to contribute with every purchase you make. We use that spare change to fund massive reforestation efforts and sustainable land management.
Simple, flat rate, no surprises and
positive Impact
Keep payment processing simple with fair, transparent pricing, without misinterpreted fees or lock-in contracts, ever, while having a positive impact.
Onkout’s Green ecosystem contributes to planting trees through purchase of goods or services from Onkout’s Digital Banking BlueStar. Onkout is fully committed to contributing to the green ecosystem by ensuring that customer deposits are not used for lending to entities related to oil and gas exploration, production, transportation, or charcoal harvesting.
1 Trees can take up to 18 months to grow, allowing time to set up nurseries, select or expand planting sites and take advantage of optimal planting seasons. Planting trees and restoring forests while optimising MSME commercial viability are among the best ways to draw down carbon from the atmosphere and for MSMEs to make a living without destroying the environment. MSMEs can help mitigate the impact of climate change and contribute to healthy ecosystems that support wildlife and people.
Trees planted by our reforestation partners are not intended to be used as carbon offsets and are not verified as such by a third party. Planted trees are part of a reforestation program where approximately 20–30% more trees are planted to account for natural survival rates and unforeseen circumstances (i.e., wildfires, natural disasters, disease) so enough trees survive to reforest an area.
2 You maintain responsibility not to place your qualifying financial account in overdraft status, and Onkout is not liable for any overdraft costs, fees, or penalties. If your qualifying financial transaction is subsequently canceled or reversed, the corresponding Service Fee may remain.
3 Emissions amounts are calculated using an estimated 252.4 kg CO₂e absorbed over each tree’s lifetime, which is based on Onkout’s current tree planting portfolio. This CO₂e absorption amount is equivalent to avoiding 647 miles driven by an average gasoline-powered passenger vehicle.
4 Plant Your Change for All (“Service”) is a standalone service provided through Moringa International Group, Ltd. (MIG) (“Mission”) Service Agreement. When you choose to add a service to your transaction from your approved and active BlueStar account, Onkout provides you with an option. If you would like to pay to plant a tree, a full breakdown of the cost will cover $0.62 and transfer the amount in excess of the purchase price to a service account.
The service charges are not variable; the service fee (the “Service Fee”) is a fixed amount of $0.62 per completed qualifying financial transaction. The Service Fee from qualifying financial transactions is automatically included in the fixed transaction amount and encompasses the cost of a to-be-planted tree through a preselected tree-planting partner, administrative costs, marketing and promotion costs, third-party vendor fees, and other conditional costs. Onkout may retain, dependent upon the service fee for a particular transaction, the remainder.