Helping every size of business succeed
Our story starts with you
Onkout was built to give small and growing businesses access to powerful tools — free, secure, and easy to use. We’ve grown our commitment since, partnering and adjusting our tools, offering a complete fair and just accesses to credit that give every eligible MSME with a dream access to funding. From side gig workers to market vendors and stadium sellers, we help MSMEs to operate, succeed on their own terms, and grow with confidence.
Helping every size of business succeed.
It’s your business—so you should be able to run and grow it with tools that serve your needs, not the other way around. We have a broad set of flexible tools ready for nearly any job, and you only ever pay for what you need.
Somali Entrepreneurs found both survivalist and MSMEs.
Explore ways to get paid with B-in control
Take payments at your counter or on the go with software built for your business, supported by reliable payment processing.
Learn about BlueStar digital banking services
Modern banking in your pocket that is fully authorized through our banking affiliates. No branch queues, no hidden charges, no complex language.
Drive repeat business with one system
Whether you want to promote new products or send last-minute deals, e-Suuqa Marketing can help you drive traffic to your online and physical stores.
Cultural savings tool at your fingertips
Organize your Ayuuto+ group pool with family or friends, fine-tune, and grow your savings from the excess of your daily, weekly, or monthly revenue.
Explore ways to get paid with B-in control
Take payments at your counter or on the go with software built for your business, supported by reliable payment processing.
Learn about BlueStar digital banking services
Modern banking in your pocket that is fully authorized through our banking affiliates. No branch queues, no hidden charges, no complex language.
Drive repeat business with one system
Whether you want to promote new products or send last-minute deals, e-Suuqa Marketing can help you drive traffic to your online and physical stores.
Cultural savings tool at your fingertips
Organize your Ayuuto+ group pool with family or friends, fine-tune, and grow your savings from the excess of your daily, weekly, or monthly revenue.
Micro, Small and Medium-size in the informal market saw an increase in sales with B-in Control in providing young entrepreneurs with the right tools.
Have the freedom to have a better visibility and more control over all your money.
Everything you need to manage, move, and grow your business finances — with clarity, confidence, and flexibility.
You’re never locked into using Onkout alone. We integrate seamlessly with trusted third-party financial tools so you can work the way you prefer — with full transparency and peace of mind.
Manage it all, all from one place.
Whether you're in store or both, our intuitive B-in control (dashboard) puts all your sales data in one place. From real time reports to customer contacts, you have everything at your fingertips to make informed decisions and plan for the future with confidence.
FAQ
Designed to make a
difference.
What matters to you matters to Onkout too. From privacy protections that give you more confidence and control over your data, to combining cultural and financial activities. Creating built-in features that minimise friction and make participation in the economy accessible to all.
Woman led MSMEs saw increases of
Get one plan for your
entire business
Keep track of customer data when you run your business with Onkout. No hidden fees or locked-in contracts. Cancel or switch plans anytime.
Onkout, the Onkout logo, BlueStar Digital Banking Financial Services, Onkout B-in Control Business Management, and others are tools and trademarks of Onkout, Ltd. Onkout Ayuuto Cultural Financial Saving is wholly owned by Onkout, Ltd.
Onkout, Ltd. is a financial services platform, and the Central Bank of Somalia (CBS) regulates Onkout’s tools through our third-party bank partner affiliate, Galaxy International Bank, Ltd., so as to inspect all or part of a risk-based framework focusing on Damiin AML/CFT compliance, Onkout’s BlueStar tool e-money licensing, minimum capital requirements, and QR–Payment digital payment security.
Onkout Bank Account
Onkout Bank Account is issued by partner banks, Member SBS. Instant availability of Onkout Payments. Funds generated through Onkout’s payment processing services are generally available in the Onkout Digital Bank account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.
Onkout’s Ayuuto Cultural Savings
Group savings accounts are provided by Onkout’s Digital Banking BlueStar affiliate, Galaxy International Bank, Ltd., Member CBS. Accrue a group participation yield (GPY) of 1–5% per folder on folder balances over $10. GPY is subject to change, current as of 8/9/2026. No minimum deposit is required to open an account.
The rate of our cultural savings group account is more than 2x the national average of 0.41% GPY, based on the national average of Ayuuto+ culturally group savings rates published in Onkout’s geedi-socodi Daily, Weekly, and Monthly National Rates and Rate Caps, accurate as of 8/9/2026.
Onkout’s Ayuuto Cultural Savings and Loans
All loans are issued by Onkout’s Digital Banking BlueStar in collaboration with Onkout’s banking affiliate Galaxy International Bank, Ltd. The actual fee depends upon the contribution payment to the Ayuuto+ group pool processing history, loan amount, and other eligibility factors. Loan eligibility is not guaranteed. All loans are subject to credit approval.
Onkout’s Permit–Hub
In commitment to our mission of empowering survivalists and MSMEs, we utilized insights and approvals from the municipality to partially design and develop a new, independent business registration system. A business Permit is a digital document issued through Onkout’s B-in Control tool by the municipality’s local government Directorate of Business and Industrial Development.
The mandate of the Directorate of Business and Industrial Development is to issue business permits through the Onkout(s) B-in Control tool. It’s also mandated to regulate and stimulate the different sectors while raising the level of jobs in their respective municipal jurisdictions and controlling businesses through the issuance and renewal of Business permits.