Sell from your shop across multiple locations using your phone.
Our partners affiliates
Onkout, Ltd. is a financial technology service company, not a bank. Banking services are provided by Onkout's banking affiliate, Galaxy International Bank, Ltd., Premier Bank, Ltd., and Bushra Business Bank, Ltd. (BBbank). Members of the Central Bank of Somalia (CBS).
MSME-focused interactive POS.
Interactive POS can be accessed via QR–Payment to order and pay entirely from their phone.
Scan and go. It's that easy.
Take payments in person at your counter and manage multiple customers on the go. Using the free B-in control Interactive invoice POS that syncs seamlessly with your inventory.
View your invoice status.
Know the progress of your invoices at any time to track what’s paid, unpaid, or overdue.
Take your first step
Whether you’re the proud owner of a wooden-table street corner business or enterprise, we make payments as fast, painless, and secure as possible, with no extra fees, no long-term contracts, and no tricks. Just payment processing you can depend on so that you never miss a sale.
Learn and grow with each sale
Group items together in categories to help you organize your item library and fine-tune your sales reports.
Categories
Group items together in categories to help you organize your item library and fine-tune your sales reports.
Built-in security
Fraud protection, data security, Damiin and PCI compliance are built into your POS.
Interactive invoice payment
Real time Ultimate Smart Phone or Tablet Point-of-Purchase feature, developed for every business.
Enhanced guest experience:
Customers can continue ordering on the same invoice without inputting their payment info multiple times. They’ll only see one charge on their statements.
Increase average invoice sizes:
Customers are more likely to keep ordering when it’s this easy to do. Some sellers saw up to a 42% increase in average invoice size with this tool.
Preserve your margins:
When customers keep ordering on the same invoice instead of making separate transactions, there is no standard transaction fee that you will be charged for.
Reduce unpaid walkouts:
If a customer leaves without paying, the pre-authorized link will be automatically charged to the last order on the invoice.
Enhanced guest experience:
Insert an item or services into your library directory and upload a photo of the item, name categories the item,
Keeping track
Active Invoices are synced across your Onkout point of purchase feature, log in on any device to track paid
Quick payment solution
Move through the busy street market, keep customers moving, and stay one step ahead of the busy rush of the street market with POS manual payment that is built for speed. Get items out of your wheelbarrow fast and maximise your customers reach in the busy street market.
Get one plan for your
entire business
Keep track of customer data when you run your business with Onkout. No hidden fees or locked-in contracts. Cancel or switch plans anytime.
FAQ
Get more done with the simplified B-in Control interactive POS that you know how to use.
A fully integrated interactive POS with built-in contactless QR–Payment and a digital invoice.
Onkout, the Onkout logo, BlueStar Digital Banking Financial Services, Onkout B-in Control Business Management, and others are tools and trademarks of Onkout, Ltd. Onkout Ayuuto Cultural Financial Saving is wholly owned by Onkout, Ltd.
Onkout, Ltd. is a financial services platform, and the Central Bank of Somalia (CBS) regulates Onkout’s tools through our third-party bank partner affiliate, Galaxy International Bank, Ltd., so as to inspect all or part of a risk-based framework focusing on Damiin AML/CFT compliance, Onkout’s BlueStar tool e-money licensing, minimum capital requirements, and QR–Payment digital payment security.
Onkout Bank Account
Onkout Bank Account is issued by partner banks, Member SBS. Instant availability of Onkout Payments. Funds generated through Onkout’s payment processing services are generally available in the Onkout Digital Bank account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.
Onkout’s Ayuuto Cultural Savings
Group savings accounts are provided by Onkout’s Digital Banking BlueStar affiliate, Galaxy International Bank, Ltd., Member CBS. Accrue a group participation yield (GPY) of 1–5% per folder on folder balances over $10. GPY is subject to change, current as of 8/9/2026. No minimum deposit is required to open an account.
The rate of our cultural savings group account is more than 2x the national average of 0.41% GPY, based on the national average of Ayuuto+ culturally group savings rates published in Onkout’s geedi-socodi Daily, Weekly, and Monthly National Rates and Rate Caps, accurate as of 8/9/2026.
Onkout’s Ayuuto Cultural Savings and Loans
All loans are issued by Onkout’s Digital Banking BlueStar in collaboration with Onkout’s banking affiliate Galaxy International Bank, Ltd. The actual fee depends upon the contribution payment to the Ayuuto+ group pool processing history, loan amount, and other eligibility factors. Loan eligibility is not guaranteed. All loans are subject to credit approval.
Onkout’s Permit–Hub
In commitment to our mission of empowering survivalists and MSMEs, we utilized insights and approvals from the municipality to partially design and develop a new, independent business registration system. A business Permit is a digital document issued through Onkout’s B-in Control tool by the municipality’s local government Directorate of Business and Industrial Development.
The mandate of the Directorate of Business and Industrial Development is to issue business permits through the Onkout(s) B-in Control tool. It’s also mandated to regulate and stimulate the different sectors while raising the level of jobs in their respective municipal jurisdictions and controlling businesses through the issuance and renewal of Business permits.